United India Insurance Health Insurance
Features: Pre and Post Hospitalisation expenses payable in respect of each hospitalisation shall be the actual expenses incurred subject to a maximum of 10% of the Sum Insured.No Claim Discount of 5% for every claim free year subject to a maximum of 25% provided the policy is renewed continuously without break.
General Exclusions: 1. Within 30 days of inception of the policy except those that are incurred as a result of accident. 2. Nuclear weapons or radiation. 3. Experimental and unproven treatment. 4. Non Allopathic Treatment. 5. Any sexually trassmitted disease. 6. Suicide or self injury 7. Alcohol or drug abuse 8. Pregnancy or birth related expenses
PreExisting Coverage: After 3 continuous claim free policy years.
Co-Pay: 'No Limit';
Coverage (Features): 1. Room Rent 2. Medical and O.T Charges 3. Surgeon/ Doctor Fees 4. Pre and Post Hospitalisation Expenses 5. Cashless Facility
Minimum entry age (Yrs): 61
Maximum entry age (Yrs): 80
Doctor fee limit: 'DNA';
Room rent limit General (Min): 'DNA';
Room rent limit General (Max): '1% of SA';
Room rent limit ICU (Min): 'DNA';
Room rent limit ICU (Max): '2% of SA';
Medical OT charges (Max limit per illness): 'DNA';
| Plan | Doctor's Fee? | Room rentals? | OT and Medical? | Cash Allowance? | Action |
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United India Insurance - Mediclaim Policy Senior Citizen (Individual)
| United India Insurance - Mediclaim Policy Senior Citizen (Individual) |
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United India Insurance - Mediclaim Policy Gold (Individual)
| United India Insurance - Mediclaim Policy Gold (Individual) |
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United India Insurance - Mediclaim Policy Platinum (Individual)
| United India Insurance - Mediclaim Policy Platinum (Individual) |
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