Oriental Insurance Health Insurance

Features: Room, boarding expenses, nursing expenses, ICU expenses, surgeon, anaesthetist, medical practitioner, consultants, specialists fees, anaesthesia, blood, oxygen, operation theatre charges, surgical app

General Exclusions: 1. Within 30 days of inception of the policy except those that are incurred as a result of accident. 2. Nuclear weapons or radiation. 3. Experimental and unproven treatment. 4. Non Allopathic Treatment. 5. Any sexually trassmitted disease. 6. Suicide or self injury 7. Alcohol or drug abuse 8. Pregnancy or birth related expenses

PreExisting Coverage: After 4 continuous policy years.

Co-Pay: 'No Limit';

Coverage (Features): 1. Room Rent 2. Medical and O.T Charges 3. Surgeon/ Doctor Fees 4. Pre and Post Hospitalisation Expenses 5. Cashless Facility

Minimum entry age (Yrs): 18

Maximum entry age (Yrs): 80

Doctor fee limit: 'No Limit';

Room rent limit General (Min): '1% of SA';

Room rent limit General (Max): '5000 per day';

Room rent limit ICU (Min): '2% of SA';

Room rent limit ICU (Max): '10000 per day';

Medical OT charges (Max limit per illness): 'No Limit';