Star Health Insurance
Features: Hospitalization Cover, ICU expenses, Nursing expenses, Fees for Doctor / Surgeon / Consultant / Anesthetist per illness, Cost of Blood, Oxygen, Pacemaker, Cost of Drugs and Diagnostic tests, Treatment
General Exclusions: 1. Within 30 days of inception of the policy except those that are incurred as a result of accident. 2. Nuclear weapons or radiation. 3. Experimental and unproven treatment. 4. Non Allopathic Treatment. 5. Any sexually trassmitted disease. 6. Suicide or self injury 7. Alcohol or drug abuse 8. Pregnancy or birth related expenses
PreExisting Coverage: Covered from first year of policy.
Co-Pay: 50% of every claim in case of pre existing illness, 30% in others.
Coverage (Features): 1. Room Rent 2. Medical and O.T Charges 3. Surgeon/ Doctor Fees 4. Pre and Post Hospitalisation Expenses 5. Cashless Facility
Minimum entry age (Yrs): 60
Maximum entry age (Yrs): 69
Doctor fee limit: '25% of SA';
Room rent limit General (Min): 'No Limit';
Room rent limit General (Max): '1% of SA per day';
Room rent limit ICU (Min): 'No Limit';
Room rent limit ICU (Max): '2% of SA per day';
Medical OT charges (Max limit per illness): '50% of SA';
| Plan | Doctor's Fee? | Room rentals? | OT and Medical? | Cash Allowance? | Action |
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Star Health - Medi Premier
| Star Health - Medi Premier |
Star Health - Senior Citizen Red Carpet (Individual)
| Star Health - Senior Citizen Red Carpet (Individual) |
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Star Health - Medi Classic (Individual)
| Star Health - Medi Classic (Individual) |
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Star Health - Family Health Optima (Floater)
| Star Health - Family Health Optima (Floater) |
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