Royal Sundaram Health Insurance
Features: Room, boarding expenses as provided by hospital/nursing home, nursing expenses, surgeon, anaesthetist, medical practitioner, consultants, specialist fees, anaesthetist, blood, oxygen, operation, opera
General Exclusions: 1. Within 30 days of inception of the policy except those that are incurred as a result of accident. 2. Nuclear weapons or radiation. 3. Experimental and unproven treatment. 4. Non Allopathic Treatment. 5. Any sexually trassmitted disease. 6. Suicide or self injury 7. Alcohol or drug abuse 8. Pregnancy or birth related expenses
PreExisting Coverage: After 4 continuous policy years.
Co-Pay: 'No Limit';
Coverage (Features): 1. Room Rent 2. Medical and O.T Charges 3. Surgeon/ Doctor Fees 4. Pre and Post Hospitalisation Expenses 5. Cashless Facility
Minimum entry age (Yrs): 1
Maximum entry age (Yrs): 50
Doctor fee limit: '40% of SA';
Room rent limit General (Min): '2% of SA per day';
Room rent limit General (Max): '2% of SA per day';
Room rent limit ICU (Min): '4% of SA per day';
Room rent limit ICU (Max): '4% of SA per day';
Medical OT charges (Max limit per illness): 'No Limit';
| Plan | Doctor's Fee? | Room rentals? | OT and Medical? | Cash Allowance? | Action |
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Royal Sundaram - Gold
| Royal Sundaram - Gold |
Royal Sundaram - Silver
| Royal Sundaram - Silver |
Royal Sundaram - Family Health (Floater)
| Royal Sundaram - Family Health (Floater) |
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Royal Sundaram - Health Shield (Individual)
| Royal Sundaram - Health Shield (Individual) |
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