New India Assurance Health Insurance

Features: Hospitalisation expenses for the treatment of illness/injury, ambulance charges, Ayurvedic / Homeopathic and Unani system of medicine are covered.

General Exclusions: 1. Within 30 days of inception of the policy except those that are incurred as a result of accident. 2. Nuclear weapons or radiation. 3. Experimental and unproven treatment. 4. Non Allopathic Treatment. 5. Any sexually trassmitted disease. 6. Suicide or self injury 7. Alcohol or drug abuse 8. Pregnancy or birth related expenses

PreExisting Coverage: After 4 claim free years. Hypertension and diabetes covered on payment of extra premium.

Co-Pay: 'No Limit';

Coverage (Features): 1. Room Rent 2. Medical and O.T Charges 3. Surgeon/ Doctor Fees 4. Pre and Post Hospitalisation Expenses 5. Cashless Facility

Minimum entry age (Yrs): 1

Maximum entry age (Yrs): 60

Doctor fee limit: 'No Limit';

Room rent limit General (Min): 'No Limit';

Room rent limit General (Max): '1% of SA per day';

Room rent limit ICU (Min): 'No Limit';

Room rent limit ICU (Max): '2% of SA per day';

Medical OT charges (Max limit per illness): 'No Limit';